Vittalgar:
Yuva Pay, a secure digital mobile payment solution that allows you to pay friends, recharge your phone, pay bills, pay merchants, and many more all with a single click with secured channel.
Yuva Pay believes that customer money should stay in your bank account and not lie idle in wallets. But customer can use wallet features during emergency situation where customer facing INTERNET issues. That being said, there is a Yuva Pay wallet for rewards and any refunds from merchants. This amount can be used to make purchases or easily transferred into customer's linked bank account (conditions apply). If customer do not have any or sufficient wallet balance, customer can use their payment gateway or bank account (UPI) for making transactions but this need Reliable INTERNET connectivity where there are some chances of Transactions get failure due to INTERNET issues and customer need to wait 5-7 banking days to refund that amount from the banking authority. To overcome this challenge, Yuva pay have wallet features which can be top-up with customer bank account via Payment Gateway and nearby BC agent via V-BCA method. Using customer wallet balance, they can do transactions without depending on the INTERNET anytime, anywhere and any device.
from Wikipedia - New pages [en] http://bit.ly/2LeiQEn
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